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I am sure they do. There may be complaints about adequacy etc but it seems a significant focus of the AFLPA for some time
It also seems intuitively obvious why athletes have not previously been eligible for work cover. I would think the better solution would be for each sport to institute an insurance regime (or fund that effectively operates like one).
The challenge would still be, in cases like this, attributing the cause
Don't know if it is still the case but in the US many wrestlers had insurance payouts (from Lloyd's of London) due to suffering injury and no longer being able to wrestle. I wonder if similar insurance is still available and could be built in to player contracts?