Banter TRTT Part 14: 2022 Goodbye (To 2023)

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Absolutely gutted and stuck in between a rock and a hard place.

Flew back to Adelaide immediately after getting a phone call that my Mum might go shortly, she pulled through that night but docs today told us it’s days or weeks now.

Don’t want to go back to Sydney and have to fly back when they say it’s time to say goodbye… but on the other hand thanks to having to fly down a couple of times to see her when she’s had complications/ paying through the nose for airfares and the whole shit with having our rent jacked and having to move and being homeless for 3 weeks inbetween houses we’ve burnt through almost our entire savings in the past 3 months. I’ve missed out on a lot of work + the increased rent plus living costs plus travel expenses + whatever and my savings alone has burnt through around 12k at least and counting. Missus probably lost more as she’s on maternity leave.

Everything we’ve worked for leaving family and going to Sydney, me working 50hr weeks. Nearly all gone.

And we don’t know when she will pass. If despite the odds she lasts 3-4 weeks all our money will be gone and decades of work to establish our lives undone. If she lasts 6 weeks, we’re borrowing money. This after having to drop $40k plus on IVF and surgeries to have a kid a year before.

The dream of owning a home is pretty well over. We’ve twice now built up a nest egg and lost it.
 
Absolutely gutted and stuck in between a rock and a hard place.

Flew back to Adelaide immediately after getting a phone call that my Mum might go shortly, she pulled through that night but docs today told us it’s days or weeks now.

Don’t want to go back to Sydney and have to fly back when they say it’s time to say goodbye… but on the other hand thanks to having to fly down a couple of times to see her when she’s had complications/ paying through the nose for airfares and the whole s**t with having our rent jacked and having to move and being homeless for 3 weeks inbetween houses we’ve burnt through almost our entire savings in the past 3 months. I’ve missed out on a lot of work + the increased rent plus living costs plus travel expenses + whatever and my savings alone has burnt through around 12k at least and counting. Missus probably lost more as she’s on maternity leave.

Everything we’ve worked for leaving family and going to Sydney, me working 50hr weeks. Nearly all gone.

And we don’t know when she will pass. If despite the odds she lasts 3-4 weeks all our money will be gone and decades of work to establish our lives undone. If she lasts 6 weeks, we’re borrowing money. This after having to drop $40k plus on IVF and surgeries to have a kid a year before.

The dream of owning a home is pretty well over. We’ve twice now built up a nest egg and lost it.
That’s ****ing shit mate!
 
S
Absolutely gutted and stuck in between a rock and a hard place.

Flew back to Adelaide immediately after getting a phone call that my Mum might go shortly, she pulled through that night but docs today told us it’s days or weeks now.

Don’t want to go back to Sydney and have to fly back when they say it’s time to say goodbye… but on the other hand thanks to having to fly down a couple of times to see her when she’s had complications/ paying through the nose for airfares and the whole s**t with having our rent jacked and having to move and being homeless for 3 weeks inbetween houses we’ve burnt through almost our entire savings in the past 3 months. I’ve missed out on a lot of work + the increased rent plus living costs plus travel expenses + whatever and my savings alone has burnt through around 12k at least and counting. Missus probably lost more as she’s on maternity leave.

Everything we’ve worked for leaving family and going to Sydney, me working 50hr weeks. Nearly all gone.

And we don’t know when she will pass. If despite the odds she lasts 3-4 weeks all our money will be gone and decades of work to establish our lives undone. If she lasts 6 weeks, we’re borrowing money. This after having to drop $40k plus on IVF and surgeries to have a kid a year before.

The dream of owning a home is pretty well over. We’ve twice now built up a nest egg and lost it.
Sorry to hear about your mum.
 

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another rate rise lol. It's almost as if interest rates aren't driving inflation ;)

Grocery prices keep going up, Woolies and Coles profits keep going up. I jUsT cAnT uNdErStAnD it!

Better make people not be able to afford their rent or mortgage.

It's almost like the rate rises have zero effect on the rich, who can cash in with zero risk on savings accounts now, and can keep spend spend spending.

The RBA: "we know it's not working, but we're gonna keep doing it anyway lol, just get a roommate!"
 
Revenue.

Supermarket profit margins are some of the slimmest, 2 to 3%, as they've always been.

People just hear the raw numbers and 'record profits!' and assume they've been bent over harder than ever.

They might be getting bent over nontheless but the issue is far more complex and wide ranging than the cost of zucchini.
 
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Revenue.

Supermarket profit margins are some of the slimmest, 2 to 3%, as they've always been.

People just hear the raw numbers and 'record profits!' and assume they've been bent over harder than ever.

They might be getting bent over but the issue is far more complex and wide ranging than the cost of zucchini.
Thanks Mr Cole-Woolworth for the clarification. I'll stop being angry at Big Grocery now
 
Meanwhile the last 12 months I've been saying "really should sell my house before the rates rise kill the market" 😬
I don't think you would have lost much, if at all, in that 12 months. The housing market nationally is still extremely tight, and population growth is outstripping new supply.

But yeah, if you think rates are going to rise further and that a recession is coming, then it may be a good time to sell. I just can't see housing prices falling anytime soon though.
 
I don't think you would have lost much, if at all, in that 12 months. The housing market nationally is still extremely tight, and population growth is outstripping new supply.

But yeah, if you think rates are going to rise further and that a recession is coming, then it may be a good time to sell. I just can't see housing prices falling anytime soon though.

Also the problem of selling usually means you also need to buy.
 
Meanwhile the last 12 months I've been saying "really should sell my house before the rates rise kill the market" 😬

It's not happening, people are getting more desperate to get a roof over their heads so they're gonna pay more. It's easier to cut back everywhere else other than food and shelter
 
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