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AFLW 2024 - Round 10 - Chat, game threads, injury lists, team lineups and more.
Banter RDT CLXXXVI - Trucko’s Salty Water
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Ochre
:o
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- #328
Name of the contest alone is worth killing someone for.
- Apr 30, 2015
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Solid Top 20, it must be said. Just missing I Will Always Love You.
Bender_
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- #333
Football Australia not informed of charges against Sam Kerr
Matildas captain Sam Kerr has been charged over alleged racially aggravated harassment of a police officer in London early last year.
www.abc.net.au
Say it ain't so, Sam
Keys
Looking for a cloud to yell at
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- #334
Football Australia not informed of charges against Sam Kerr
Matildas captain Sam Kerr has been charged over alleged racially aggravated harassment of a police officer in London early last year.
Say it ain't so, Sam
No details given so it’s impossible to make any sort of judgement
I will say I’ve seen some pretty spurious charges laid by the Metro police in London in recent times. Their racial vilification laws are more wide reaching than here as well
Her family does have form with taxi drivers though
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- #335
You think she was set up by Big (Yellow) Taxi?
- Apr 30, 2015
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Mr and Mrs Kerr quietly testing their smoke alams and fire extinguishers this morning.
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- #338
Miguel Sanchez
(Unique injury) TBC
Bender_
X
2 years from offence to trial. Outstanding
4 day trial too. Because I assume there is a mountain of evidence and witnesses to hear from
Miguel Sanchez
(Unique injury) TBC
Bloody lawyers
For the copper/taxi drivers sake hope she doesnt know where they live.
Private health insurance...at what point is it just not viable.
With the latest % increase our familys private health will cost near $500 a month
We investigated switching insurers, even reducing the level of cover. But given our family situation we kind of require the plan we are on, unless we are open to paying a $750 excess for hospital admissions.
Given the amount of surgeries.ive had the last 5 years, plus the usual kids stuff (grommets, tonsils etc)...it probably does not work for me
This plus all the other insurances (car x 2, home and contents...its 9 to 10k on insurances a year alone.
With the latest % increase our familys private health will cost near $500 a month
We investigated switching insurers, even reducing the level of cover. But given our family situation we kind of require the plan we are on, unless we are open to paying a $750 excess for hospital admissions.
Given the amount of surgeries.ive had the last 5 years, plus the usual kids stuff (grommets, tonsils etc)...it probably does not work for me
This plus all the other insurances (car x 2, home and contents...its 9 to 10k on insurances a year alone.
Did all 3 of you purchase dune 2 special popcorn buckets?
Keys
Looking for a cloud to yell at
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- #346
I gave up on health insurance in the mid 90’s when I moved to Broome - there is no private hospital there and if there was a significant enough issue you got flown to Perth. So private health cover didn’t really help
When I came back to Perth not quite 10 years ago it wasn’t affordable for me
Whilst there I had two major issues - cancer that I was operated on in Derby for and flown to Perth for later radiotherapy and follow up visits annually for 5 years. And a broken ankle that I was flown to Perth for
Kids just had the usual kid things but private might have helped with dental a little bit
We went through the public system for our 2 youngest kids born in Broome and there was no difference between the treatment there to what we had with private cover in Perth for our two oldest
My wife had a small surgery a few years ago that might have been dealt with a bit sooner if we’d had private cover
Overall I’m massively in front not having had private for the last 30 years. Possibly to the tune of $100k
That said I’ve probably been lucky that I (and my family) haven’t had anything serious come up which makes it easier to say it hasn’t impacted me. So my story might not be the same for others
It’s a lot of money making it increasingly hard to justify
If you do decide to cancel I’d suggest putting an equivalent, or close to it, amount away in a separate account to use for any medical expenses
Biggie
Eat better and exercise
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- #347
If I didn’t have private my eldest with her shoulder surgery and middle ones dental surgery plus braces, I would have been absolutely ****ed. Zero help from their mother. And the savings with constant physio is also very good. And it’s constant.
I can say it definitely works for me at this stage of my life.
I can say it definitely works for me at this stage of my life.
- Apr 30, 2015
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My daughter just had dental surgery. Roughly $3.5K out of pocket. Ouch. But I figure I've saved multiples more than that over the past few decades without cover. Whatever works for the individual I guess.
Turns out that ambo trip for my daughter to Fiona Stanley after yeeting off the trampoline head first onto the pavement was not covered by HCF as she wasn't on our policy.
We had that situation unfold when my son got ill on a family holiday and he was taken by ambo to Busselton hospital, so intent to avoid that $1000+ mistake again my wife insists she called HCF to update our policy and change our extras cover.
After calling HCF daily for a fortnight or so, HCF claimed they could not find the voice recordings of the phone calls made in 2022, and offered to backdate our policy to before the latest ambo ride, including our daughter on the policy. Saved us $1150. They had no obligation to do so, could have just pointed to the paperwork and said she's not covered.
Still not sure why they took this route but we do pay a lot for extras and quite literally never claim anything. No optical, no dental, son no longer goes to OT, we don't get remedial massage and have long stopped using chiro. Maybe they decided they've made enough coin off us to cover it.
We had that situation unfold when my son got ill on a family holiday and he was taken by ambo to Busselton hospital, so intent to avoid that $1000+ mistake again my wife insists she called HCF to update our policy and change our extras cover.
After calling HCF daily for a fortnight or so, HCF claimed they could not find the voice recordings of the phone calls made in 2022, and offered to backdate our policy to before the latest ambo ride, including our daughter on the policy. Saved us $1150. They had no obligation to do so, could have just pointed to the paperwork and said she's not covered.
Still not sure why they took this route but we do pay a lot for extras and quite literally never claim anything. No optical, no dental, son no longer goes to OT, we don't get remedial massage and have long stopped using chiro. Maybe they decided they've made enough coin off us to cover it.
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- #350
I'd still be waiting for an initial consultation if I didn't have private cover.
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