Just scaremongering
“The Australian Building Codes Board, the EV Council and EV fire-safety experts broadly agree that EVs are no more likely to catch fire than petrol or diesel cars.”
EVs in apartment carparks a battleground amid fight over right to charge
Strata owners are increasingly banning electric vehicles from charging in basement carparks as fire safety authorities disagree over the risk of battery fires.www.abc.net.au
That argument will be won by insurance companies.
As it stands some of them don't penalise EV's and some do.
If you are the first one in the apartment building ( or as i call them, block of flats ) to get an EV, chances are they will tell you to get stuffed if you suggest they change to a different insurer.
If there are several of you, more chance.