Steve Dore
International Trade Facilitator
- Aug 30, 2004
- 36,654
- 66,864
- AFL Club
- Port Adelaide
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- Vikings, Canadiens, Sharks
The policy exclusions would make it impossible for the person to actually play their sport. It's like AFL footballers expected to be able to make claims against Workcover. Their total disregard for basic OH&S excludes them from any claim.Just going back to this, in my experience it's almost impossible for professional sportspeople to get income insurance and they would have to rely on these Group type policies to obtain cover. You'd also think that these Group policies would either have exclusions for these types of concussion related injuries or massive premium increases.
More broadly, Disability insurance premiums are exploding mainly based on the enormous increase on people claiming for mental health reasons.
Rule 1 - There should be no running in the workplace
Rule 2 - An employee should always have at least one foot in contact with the ground unless wearing an approved safety harness
Rule 3 - Any employee who is required to be more than 1 metre above the ground must have a current Working At Heights certification